Our Pricing - Clients' Money Account

Account Maintenance Fees

Clients Holding in Euro	Clients’ Money Account (Collateral)* Cost in Eur (monthly)	Clients’ Money Account (Operational)** Cost in Eur (monthly)
0 - € 500,000.00	€ 250.00	Price on Request
€ 500,000.00 – € 1,500,000.00	€ 750.00
€ 1,500,000.00 – € 3,000,000.00	€ 1500.00

* - Funds would be utilized as a monthly guarantee for client’s liability coverage
** - Processing of clients’ deposits and withdrawals (B2C/C2B)

Transaction Fees

	Clients’ Money Account (Collateral)*	Clients’ Money Account (Operational)**
Incoming funds through bank transfers	Not applicable	Price on Request
Incoming funds from other online accounts held with Finance Incorporated Limited	FREE	FREE
Outgoing funds through bank transfers	Not applicable	Price on Request
Outgoing funds to other online accounts held with Finance Incorporated Limited	€0.50	€0.50

* - Funds would be utilized as a monthly guarantee for client’s liability coverage
** - Processing of clients’ deposits and withdrawals (B2C/C2B)

We’re here for those who play by the rules.

PaymixPro operates in highly regulated jurisdictions with distinct Business Risk lines mandated by the Board of Directors. All transactions are being monitored and scrutinized rigorously.

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Currency Conversion for Non-Euro Transactions (Applied Foreign Exchange Fees)

Currency Conversion for Non-Euro Transactions (Applied Foreign Exchange Fees)
When you enjoy using your Prospero Card outside of the eurozone, in some payment points you might be given the option to either pay in local currency or in EUR. This is a functionality developed by MasterCard for your convenience so you have a choice.
If you choose to pay in EUR, the currency exchange will be done by the local merchant bank against a fee.
If you choose to pay in a local currency, the exchange will be done by MasterCard against a mark-up over current market rates. Also, after the successful transaction, Paymix.pro will be charging an additional 3% FX (foreign transaction) fee on the settled amount.
If you are using this service in EEA (European Economic Area) the applied total mark-up percentages over ECB (European Central Bank) reference rate, including fees, are as below:

Please note that a 3% FX fee will be reflected on your statement as a Transaction Fee, while the remaining of the cost will be reflected in the FX rate with the EUR transaction amount.

For any other currency
You could calculate the EUR equivalent of your transaction from MasterCard Rates by entering below:

Transaction Currency	choose the local currency of the merchant
Amount	enter the purchase amount in local currency
Your Card Currency	choose EUR as your card currency
Bank Fee	enter 3%

MasterCard settlements usually transpire at T+1, meaning the conversion will happen a day after your transaction with the rates applied accordingly, so the fee might be slightly different than the one shown at the time of the transaction.

Mastercard Rates

How to use the The biometrical authenticator application

IF YOUR SMARTPHONE DOES NOT SUPPORT BIOMETRIC FEATURES: or you had never enabled biometric authentication through our mobile application, you authorize your online payments using an SMS one time password which sent to you everytime you make a online payment.

Initially, you will be prompted with the below screen to set your password for the first time. Your temporary password “Initial Static Password” is preset by us and it is the last 6 digits of your card.

You input your new password twice in the password boxes in the bottom and click SUBMIT.

You will receive an SMS that includes your one time password to your mobile phone. You may authorize the payment by inputting it in the box “OTP SMS”

IF YOUR SMARTPHONE SUPPORTS BIOMETRIC FEATURES and you had enabled our mobile application, you may still opt-out from biometric authentication by clicking the button “Authenticate with SMS instead” and authorize your payment using SMS OTP code.